Terms of Service

1. Introduction

Welcome to SSM Capital Partners. These Terms of Service ("Terms") govern your use of our website and mobile application (collectively, our "Services") operated by SSM Capital Partners ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.

2. Use of Services

Our Services are intended for users who are at least 18 years of age. By using our Services, you represent and warrant that you are at least 18 years old and that your use of the Services does not violate any applicable law or regulation.

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or mobile device. You agree to accept responsibility for all activities that occur under your account or password.

3. Investment Information

The information provided through our Services is for general informational purposes only and is not intended to be investment advice. We do not provide personalized investment recommendations or act as an investment advisor to any user unless expressly agreed upon in a separate written agreement.

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Before making any investment decisions, you should consult with a qualified financial advisor.

4. Intellectual Property

The Services and their original content, features, and functionality are and will remain the exclusive property of SSM Capital Partners and its licensors. The Services are protected by copyright, trademark, and other laws of both Indonesia and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of SSM Capital Partners.

5. User Content

Our Services may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the content that you post to the Services, including its legality, reliability, and appropriateness.

By posting content to the Services, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Services. You retain any and all of your rights to any content you submit, post or display on or through the Services and you are responsible for protecting those rights.

6. Limitation of Liability

In no event shall SSM Capital Partners, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

7. Termination

We may terminate or suspend your account and bar access to the Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Indonesia, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Effective Date

These Terms of Service are effective as of May 7, 2025.